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Academics Call It Optimism Bias, But We're Not As Funny

posted by Bob Lawless

A payday loan outfit offers several new alternative lending products on this YouTube clip. This payday lender will make loans against income streams other than a paycheck. I get the sense this clip may not stay up for long, so look at it while you have the chance.

Hat tip to my colleague, Cyndi Geerdes, for pointing me to this.


I have never laughed so hard. I write for A go debt free site and came accross your site. I love the video...Keep up the great work. Your awesome.

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  • As a public service, the University of Illinois College of Law operates Bankr-L, an e-mail list on which bankruptcy professionals can exchange information. Bankr-L is administered by one of the Credit Slips bloggers, Professor Robert M. Lawless of the University of Illinois. Although Bankr-L is a free service, membership is limited only to persons with a professional connection to the bankruptcy field (e.g., lawyer, accountant, academic, judge). To request a subscription on Bankr-L, click here to visit the page for the list and then click on the link for "Subscribe." After completing the information there, please also send an e-mail to Professor Lawless (rlawless@illinois.edu) with a short description of your professional connection to bankruptcy. A link to a URL with a professional bio or other identifying information would be great.