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posted by Bob Lawless

1. We do not provide legal advice, and nothing on this site should be construed as legal advice. We are not all even lawyers. Those of us who are lawyers can get in trouble for giving advice outside the states where we are licensed. Being in debt can be very stressful, and we understand the desire to reach out for help. Please do not contact us for advice because we cannot help you.

2. There are four "regular" and ten "occasional" bloggers. Everyone is only responsible for what they post. We often disagree among ourselves. When we are together, we often cannot even agree on where to go for dinner. Just because one of us posted something on this web site does not mean the others agree. All of that is also true for our guest bloggers--they are no more responsible for our views than we are for their views (although we will let our guest bloggers pick where to go for dinner).

3. We will not substantively edit our posts except for grammatical, stylistic, or spelling errrors (and sometimes not even then). If we later add something to a post, we will make it clear by prefacing the addition with the word "Update" or something similar.

4. Comments are open. Individual blog authors may decide not to allow comments for all or some of their posts. Readers are welcome to post their comments, and we welcome open debate. We will remove comments that we find inappropriate such as comments that are profane or vulgar, commercial marketing, ad hominem attacks, or nothing but inflammatory rhetoric. We get very few such comments.

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  • As a public service, the University of Illinois College of Law operates Bankr-L, an e-mail list on which bankruptcy professionals can exchange information. Bankr-L is administered by one of the Credit Slips bloggers, Professor Robert M. Lawless of the University of Illinois. Although Bankr-L is a free service, membership is limited only to persons with a professional connection to the bankruptcy field (e.g., lawyer, accountant, academic, judge). To request a subscription on Bankr-L, click here to visit the page for the list and then click on the link for "Subscribe." After completing the information there, please also send an e-mail to Professor Lawless ([email protected]) with a short description of your professional connection to bankruptcy. A link to a URL with a professional bio or other identifying information would be great.