I'm very excited to announce the publication of a new book, Consumer Finance: Markets and Regulation. The book (also available on Amazon) is the first consumer finance textbook in existence. It's the product of several years of teaching a course I call Consumer Finance. The course, and the book, largely track the regulatory ambit of the CFPB: payments, credit, and consumer financial data.
The book is divided into two parts. The first part covers the question of "who regulates" consumer financial products and services. It covers regulation by private law (including arbitration agreements), state regulation, and then spends a lot of time going through the ins-and-outs of the CFPB's rulemaking, supervision, and enforcement powers and specifically UDAAP. Much of this part of the book is what I think of as "applied" administrative law. The second part of the book covers specific consumer financial product markets and their regulation: deposits and payments, credit and collections, and financial data. While some chapters focus on particular products (e.g., auto loans or student loans or mobile wallets), others focus on topics of broader applicability (e.g., usury or fair lending or credit cost disclosure).
Although the book is marketed as a "casebook," it hardly is. There are maybe 20 cases in the whole book. Instead, most of the book is expository material plus non-case materials, such as litigation complaints, regulatory materials, or transactional documents (e.g., arbitration agreements, parts of a deposit account agreement, a uniform note and mortgage). Each chapter ends with a problem set. It's possible to teach the book either solely through the problem sets or as a lecture course without the problem sets or some combination thereof. There's also a handsome companion statutory supplement.
If you're interested in teaching consumer credit policy or electronic payments and data security issues, this is a course and a book for you. (Don't take my word, however--ask Bob Lawless, who generously taught a draft version of the book last year and is teaching the published version of the book this semester.)